Last Updated: June 1, 2017
While NTI does not generally require that you provide us with personally identifiable information in order to visit and use the NTI websites, please note that in order to participate in some activities, it will be necessary for you to provide this information. If you choose not to provide it for those activities, you may not be able to participate in them.
2. Information We Collect
We collect information from you when you use the Services, contact or interact with us, and voluntarily provide us with your comments and other content in connection with using the Services.
When you submit a “Contact Form” through the “Contact” portion of the Services or send an email to NTI, you provide information including your name, email address, and other information that you may include in your correspondence with NTI.
If you choose to create an account to start investing with NTI, you will be required to submit information to complete a Form W-9. To complete the W-9 form, please contact NTI by telephone and provide personal information including your name, social security number, and current address, among other information. The account creation information will not be stored on the Services but will be kept in a separate digital file with NTI.
When you access and use the Services, we automatically collect information regarding you and your device, including your device’s internet protocol address, the domain name of your internet service provider, your location, your mobile device information (e.g., device model and operating system version), your page visits, your social sharing activity, and aggregated information that cannot be used to specifically identify you. Additional information collected is described in the Analytics and Cookies, Local Storage and Other Tracking Technologies sections below.
3. How We Use Your Information
We use the information that we collect for several purposes, including:
- The purposes for which you provided it;
- To provide services to you;
- To process and respond to your inquiries and comments;
- To send you information about your relationship or transactions with us;
- To administer, operate, and improve the Services or develop new services;
- To generate and review reports and data about our user base and service usage patterns;
- To compile aggregate data for internal and external business purposes;
- To prevent fraud and abuse of the Services and to otherwise protect users and visitors and our business;
- To assist law enforcement and respond to subpoenas; and,
4. How Your Information is Disclosed
a) Third Party Service Providers and Business Partners
b) Business Changes
If we become involved in a merger, acquisition, sale of assets, joint venture, securities offering, bankruptcy, reorganization, liquidation, dissolution, or other transaction or if the ownership of all or substantially all of our business otherwise changes, we may transfer your information to a third party or parties in connection therewith.
d) Investigations and Law
We may disclose information about you to third parties if we believe that such disclosure is necessary to:
- Investigate, prevent, or take action regarding suspected illegal activities, suspected fraud, the rights, reputation, safety, and property of us, users or others, or violations of our policies or other agreements with us;
- Comply with the law or guidance and cooperate with government or law enforcement officials or private parties;
- Respond to claims and legal process (for example subpoenas); and/or
- Protect against legal liability.
e) Aggregated Information
We may share aggregated information relating to users of the Services with affiliated or unaffiliated third parties. This aggregated information does not contain personal information about any user.
Google Analytics may track you over time and across websites or applications.
5. Cookies, Local Storage, and Other Tracking Technologies
When you visit NTI’s Services, or use one or more of the NTI website services, we may use an industry-wide technology called “cookies” which stores certain information on your computer and which will allow us to customize your experience to better match your interests and preferences, or to simply facilitate your signing in to use the services. Most browsers will allow you to erase cookies from your computer hard drive, block acceptance of cookies, or receive a warning before a cookie is stored. However, if you block or erase cookies, we may not be able to restore any preferences or customization settings you previously specified, and our ability to personalize your online experience would be limited. Please refer to your browser instructions or “help” screen to learn more about these functions.
b) Web Beacons
Also, NTI, or third parties on its behalf, may collect anonymous information from visits to our sites through the use of “Web Beacons.” Web beacons are small graphic images or other programming code (also known as “web bugs,” “1x1 GIFs” or “clear GIFs”) used to keep track of your navigation through the Services and your electronic communication with us. We may include web beacons in our web pages and email messages. Web beacons may be invisible to you, but any electronic image or other web programming code inserted into a web page or email can act as a web beacon. Web beacons or similar technologies may be used for a number of purposes, including, without limitation, to count visitors to the Services, to monitor how users navigate the Services, to count how many emails that were sent were actually opened or to count how many particular articles or links were actually viewed. Web beacons may be used to collect certain personal information (for example, the email address associated with an email message). This anonymous information is sometimes known as “clickstream data.” We may use this data to analyze trends and statistics to improve your online experience, or customer Services. No personal data is collected through the use of Web Beacons on our sites.
We implement a variety of security measures to protect the safety of your personal information when you enter, submit, or access your personal information. The website will only collect personal information like your name and email address.
When you submit personal information over the telephone to NTI to complete the Form W-9 process, we use accepted industry measures to safeguard personal information once we receive it, including storing the information you have provided to us in password-secured databases. However, please be aware that no transmission of data over the Internet or any other public network can be guaranteed to be fully secure. In addition to our technical safeguards, NTI limits the number of employees who have access to your personal information and trains all employees who have access to personal information in privacy. If you have any questions about the security at our Services, please contact us.
While we take reasonable measures to protect the information you submit via the Services against loss, theft and unauthorized use, disclosure, or modification, we cannot guarantee its absolute security. No Internet, email, or mobile application transmission is ever fully secure or error free. Email or other messages sent through the Services may not be secure. You should use caution whenever submitting information through the Services and take special care in deciding which information you provide us.
We cannot guarantee that transmissions of your personal information will be fully secure and that third parties will never be able to defeat our security measures or the security measures of our partners. WE ASSUME NO LIABILITY FOR DISCLOSURE OF YOUR INFORMATION DUE TO TRANSMISSION ERRORS, THIRD-PARTY ACCESS OR CAUSES BEYOND OUR CONTROL.
7. Data Retention Policy
We will retain your information collected on this website for as long as you use the Services and for a reasonable time thereafter. Please note that some or all of the information we have collected may be required in order for the Services to function properly.
8. Your Choices Regarding Your Information
a) Changing Your Information/Closing Your Account
You may request to review, update, or have deleted any personal information collected from you by NTI on the website. Just send us an email asking to review or update your name or email, or to have us delete your personal information. However, we reserve the right to retain personal information, such as personal information collected in a Form W-9, as necessary to comply with federal and state laws.
b) Email Communication
You can make changes regarding receiving email communications from us by contacting us.
c) Opt-Outs Available from Our Partners
Some of our partners allow users to opt-out of their collection of information and provides information on controlling cookies. For more information you may visit the Network Advertising Initiative’s Consumer Opt-Out Link and/or the Digital Advertising Alliance’s Consumer Opt-Out Link to opt-out of receiving tailored advertising from companies that participate in those programs. Also, we do not control any of the above opt-out links and are not responsible for any choices you make using these mechanisms or the continued availability or accuracy of these mechanisms.
See Analytics and Cookies, Local Storage and Other Tracking Technologies sections above for details.
9. Information Collected from Other Websites and NTI’s Do Not Track Policy
Your browser may offer a “Do Not Track” option, which allows you to signal to operators of websites and mobile applications and services (including behavioral advertising services) that you do not wish such operators to track certain of your online activities over time and/or across different websites and mobile applications and services. NTI’s Services do not support Do Not Track requests at this time, which means that we collect information about your online activity both while you are using the Services and after you leave the Services.
We do not knowingly collect personal information from an individual under age 13. If you are under the age of 13, please do not submit any personal information through the Services. If you have reason to believe that we may have accidentally received personal information from an individual under age 13, please contact us immediately at info@TheMDAdvantage.com.
13. Your California Privacy Rights
Section 1798.83 of the California Civil Code permits California residents to request from a business, with whom the California resident has an established business relationship, certain information about the types of personal information the business has shared with third parties for those third parties’ direct marketing purposes and the names and addresses of the third parties with whom the business has shared such information during the immediately preceding calendar year. You may make one request each year by emailing us at info@TheMDAdvantage.com.
14. How to Contact Us